NHS Band 5 Take Home Pay Calculator
Calculate your Band 5 nurse salary after tax, National Insurance, and NHS pension deductions for 2025/26
Calculate Your Band 5 Take Home Pay
2025/26 range: £29,970 - £36,483
£
Band 5 Take Home Pay
£24,115.45
Monthly: £2,009.62
Gross Salary£29,970.00
Income Tax-£3,480.00
National Insurance-£1,392.00
NHS Pension (8.3%)-£2,487.51
Take Home Pay£24,115.45
Planning a promotion? Compare Band 5 vs Band 6 take home pay with our full calculator.
Full NHS Take Home Pay Calculator →NHS Band 5 Pay Scale 2025/26
Band 5 is the entry-level grade for newly qualified nurses, midwives, and many allied health professionals. The 2025/26 pay scale ranges from £29,970 to £36,483.
| Pay Point | Annual Salary | Monthly Gross | Est. Monthly Take Home* |
|---|---|---|---|
| Entry (NQN) | £29,970 | £2,497.50 | ~£2,010 |
| Year 2 | £31,909 | £2,659.08 | ~£2,116 |
| Year 3 | £33,706 | £2,808.83 | ~£2,212 |
| Year 4 | £34,581 | £2,881.75 | ~£2,261 |
| Top | £36,483 | £3,040.25 | ~£2,364 |
*Estimates based on full-time with NHS pension, no student loan.
Band 5 Part-Time Take Home Pay
Many newly qualified nurses work part-time or flexible hours. Here's what Band 5 take home pay looks like at different contracted hours.
| Hours/Week | WTE | Pro-Rata Salary | Est. Monthly Take Home* |
|---|---|---|---|
| 37.5 (Full-time) | 1.0 | £29,970 | ~£2,010 |
| 30 hours | 0.8 | £23,976 | ~£1,680 |
| 22.5 hours | 0.6 | £17,982 | ~£1,343 |
| 18.75 hours | 0.5 | £14,985 | ~£1,156 |
Band 5 NHS Pension Contribution
At Band 5 salary levels (£29,970 - £36,483), you fall into pension contribution tier 3 (8.3%) or tier 4 (9.8%) depending on your exact salary point.
| Pensionable Pay | Contribution Rate |
|---|---|
| £26,832 - £32,691 | 8.3% |
| £32,692 - £49,078 | 9.8% |